Frequently Answered Questions - Everyday Shariah Account

Key takeaways

• ESA is a fee-free, Shariah-compliant savings account generating returns up to 4.95% annually through halal arbitrage strategies.
• You can deposit and withdraw anytime with funds returning in 1-2 business days, making it ideal for short-term goals.
• ESA is Malaysia's lowest-risk investment product with RM100,000 protection, designed for capital stability and inflation protection.
• Unlike regular savings accounts, ESA earns halal returns from real asset trades instead of interest, with no minimum balance requirements after opening.