Riba, atau faedah, adalah amalan yang membawa kesan ekonomi, rohani, dan moral. Apa yang dianggap sebagai 'pertumbuhan' kini menimbulkan persoalan, adakah 'pertumbuhan' itu bermaksud untuk mengeksploitasi, meningkatkan ketidaksamaan, dan mencipta ketidakadilan? Oleh sebab itu, Islam melarangnya.
Adakah anda terjebak dalam Riba tanpa sedar?
Key takeaways
- Riba (interest) traps wealth accumulation through exploitation rather than productive effort, creating unfair financial systems.
- Credit cards, buy-now-pay-later schemes, and mortgages are common riba traps that can cost significantly more than original amounts.
- Awareness is the first step—identify riba in your finances by asking if you're receiving or paying guaranteed interest on money.
- Consider Islamic alternatives like Islamic financing or renting instead of interest-based loans to align finances with your values.