In 2024, local retail investors sold RM5.83 billion worth of Malaysian equities, compared to just RM0.96 billion in 2023. Meanwhile, local institutional investors accumulated RM9.99 billion. Retail investors were selling while institutions were buying — a classic sign of the behaviour gap at work.
Why Expert-Led Investing Beats Following the Hype
Key takeaways
- Retail investors often underperform due to emotional decisions like panic selling and FOMO buying, not poor asset selection.
- Expert-led investing uses pre-defined strategies, governance oversight, and behavioral guardrails to protect you from costly emotional mistakes.
- Choose platforms with transparent processes, clear fees, Shariah compliance (if relevant), and independent audits rather than influencer tips.
- Structure and discipline matter as much as strategy; the right framework reduces losses from your own decision-making.