Stress-Free Investing,
Expertly Tailored

Our portfolios are designed to make investing simple and help you build wealth with confidence. We take care of the complexities, giving you a straightforward way to invest in line with your values, financial objectives, and long-term goals.

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For illustrative purposes only

Tackle Inflation Head On

Diversify your investments across a range of assets to help manage inflation risk and support long-term wealth building.

Professionally constructed portfolios

A team of professional investment managers made the difficult investment decisions, giving you stress-free returns that are Shariah compliant.

Investing that's Right for you

We believe in making investing accessible and easy. With us, your minimum investment is just R1,000.

Invest for the things that matter

Everyone has different goals when it comes to their life, their money and their investment plans. Create dedicated pots to make those plans a reality.
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Estimate Your Potential Returns

See how your money could grow the Halal way and instantly estimate potential investment returns. Whether you're saving for Hajj, a home, or a brighter future, the Wahed Returns Calculator will help you plan your journey.

Portfolio Performance Calculator*

Our performance tool uses your risk tolerance, time horizon, and initial deposit to reveal how Wahed portfolios have historically performed—helping you make confident, informed decisions for your financial goals.
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Portfolio Performance Calculator

Our performance tool uses your risk tolerance, time horizon, and initial deposit to reveal how Wahed portfolios have historically performed—helping you make confident, informed decisions for your financial goals.
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*The tool calculates hypothetical results based on historical data and user-provided inputs (e.g., initial investment amount, risk level, and time horizon). Investing involves risks, including the loss of principal. Hypothetical performance does not reflect actual trading or the impact of market conditions and is subject to significant limitations. Refer detailed disclaimer here.

Wahed Invest (Pty) Ltd – Performance Calculator Disclosures

The results generated by the Performance Calculator tool represent hypothetical performance only. These results do not reflect the actual performance of any client account or portfolio managed by Wahed Invest (Pty) Ltd (“Wahed”) and should not be relied upon as an indication of future performance. Hypothetical performance has inherent limitations and does not fully account for real market conditions, liquidity constraints, or other risks that may impact actual investment outcomes.

The tool evaluates historical performance for selected portfolios offered by Wahed. These portfolios consist of assets screened to meet Shariah-compliance standards and are constructed based on different risk profiles. The portfolios presented are intended as illustrative examples based on the assumptions and limitations outlined in the “Tool Methodology” section below. The tool does not include all available investment options, and other investments not considered may have characteristics similar or superior to those presented.

All performance results displayed are shown net of applicable fees.

Fees

Full details of fees are set out in the Wahed Invest (Pty) Ltd Client Agreement, available on our website: https://www.wahed.com/zaf/legal
Fees may change from time to time in accordance with the Client Agreement.

The tool calculates hypothetical outcomes based on historical data and user-provided inputs (including initial investment amount, investment horizon, and selected risk profile). Investing involves risk, including the possible loss of capital. Hypothetical performance does not reflect actual trading conditions and is subject to significant limitations.

There is no guarantee that any investment strategy will achieve its intended objectives. Past performance is not indicative of future results. All investments carry risk, including the risk of losing some or all of the capital invested. Historical returns, expected returns, and projections are provided for informational and illustrative purposes only and should not be relied upon as guarantees.

Wahed Invest (Pty) Ltd accepts no liability for any loss arising from reliance on the information provided by this tool or for any investment decisions made by users.

Regulatory Status
Wahed Invest (Pty) Ltd is an authorised Financial Services Provider (FSP) regulated by the Financial Sector Conduct Authority (FSCA) in South Africa | FSP number: 51684

No Advisory Relationship
Use of this tool does not constitute financial advice or create an advisory relationship with Wahed. Users are encouraged to consult a qualified financial adviser before making any investment decisions.

Tool Methodology - Assumptions & Limitations

The tool allows users to input their investment amount, time horizon, and selected risk profile. However, this approach has limitations, as user-selected inputs may not accurately reflect an individual’s true risk tolerance, financial circumstances, or long-term objectives.

The tool assumes the following:

  • Investments are compounded monthly based on the previous month’s ending value. This does not account for intra-month volatility or transactions.
  • Fees are deducted monthly based on the starting balance of each period. This does not account for intra-month fluctuations, additional contributions, or withdrawals.
  • The applicable fee structure is based on the current Client Agreement and assumes no future changes.
  • Portfolio allocations remain constant over the entire investment period and do not adjust for market conditions or changes in investor circumstances.
  • The ending balance for each period is calculated as the starting balance plus returns, less fees. This simplified approach does not account for taxes, slippage, or irregular cash flows.
  • The model assumes no additional deposits or withdrawals during the investment period.
  • Risk profiles remain static and are not adjusted over time.

No information generated by this tool should be interpreted as investment advice or a recommendation to invest in any particular portfolio.

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This is what you'll invest in

Our halal invesments are structured in accordance with the Islamic principles
Global Stocks
Sukuk
Local Stocks

Global stocks are mainly from the developed markets of the world. These are diversified investments across sectors and geographies and generally follow a large-cap value investment style.

The essence of Sukuk is to provide Ethical and Shariah compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Local South African equity and fixed income investments provide exposure to companies and income-generating assets within the local market through Shariah-compliant unit trusts and mutual funds. These include equity funds investing in South African companies, as well as income-focused funds that aim to generate stable returns from permissible local fixed income assets. This allocation offers diversification within the South African economy while seeking long-term capital growth and income in a Shariah-compliant manner.

Global Stocks

Global stocks are mainly from the developed markets of the world. These are diversified investments across sectors and geographies and generally follow a large-cap value investment style.

Sukuk

The essence of Sukuk is to provide Ethical and Shariah compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Local Stocks

Local South African equity and fixed income investments provide exposure to companies and income-generating assets within the local market through Shariah-compliant unit trusts and mutual funds. These include equity funds investing in South African companies, as well as income-focused funds that aim to generate stable returns from permissible local fixed income assets. This allocation offers diversification within the South African economy while seeking long-term capital growth and income in a Shariah-compliant manner.