Important Information
Important Information
A Message From Team Wahed
A Message From Team Wahed
Market fluctuations can be unsettling. When headlines change quickly and markets move unpredictably, it’s natural to feel concerned about your investments.
Periods of uncertainty are not new. Over the past decades, global markets have experienced many moments of volatility - including events such as the COVID-19 pandemic, inflation cycles, geopolitical tensions, and economic slowdowns. While each period feels unique at the time, market fluctuations have historically been a normal part of long-term investing.
At Wahed, our approach has always been built around long-term, disciplined investing aligned with Shariah principles. Our portfolios are constructed to focus on diversification, risk management, and investments that meet ethical and Shariah screening standards.
Short-term market movements can be uncomfortable, but investment decisions made during moments of uncertainty are often the most important ones. History shows that markets move through cycles, and maintaining a thoughtful long-term perspective can help investors navigate these periods.
Our team continues to actively monitor global markets and portfolio allocations to ensure they remain aligned with both financial best practices and Shariah compliance.
More importantly, you are not navigating these markets alone.If you have questions or concerns about your investments, our team is here to help provide guidance and clarity so you can make informed decisions with confidence. We remain committed to supporting you on your long-term investment journey.
The Wahed Team
Wahed Invest Limited is regulated by the Financial Services Regulatory Authority (“FSRA”) in the Abu Dhabi Global Markets (“ADGM”) and holds a Category 3C license for conducting Shariah Compliant Regulated activities of Managing assets and Arranging custody.
Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes only and are not an indication of future performance. All investing involves risk, including the possible loss of all the money you invest.
Past results of any trading system published by Wahed Invest Limited, through the website or otherwise, are not indicative of future returns by that system, and are not indicative of future returns which will be realised by you. Wahed Invest Limited assumes no responsibility for liability for your trading and investment results. Please visit wahed.com for full terms and conditions.
Office 4328, Floor 43, Addax Port Office Tower, Al Rayfa Street, Al Reem Island, Abu Dhabi, United Arab Emirates
Performance without Compromise
Take the guesswork out of investing through our range of Shariah compliant portfolios. Stay in control and choose the portfolio that best suits your investment goals. Then sit back and relax, we'll do the heavy lifting and diversify your investments across multiple asset classes to grow your wealth.
Invest for the things that matter
This is what you'll invest in
US stocks are backed by the largest economy in the world and are the most closely followed region, making them ideal as passive investments. They are diversified across sectors and provide a combination of large and mid capitalization, a perfect blend of growth and value.
International stocks are from a combination of developed and emerging markets of the world other than the US. These are diversified investments across sectors and geographies and generally are large cap with a value investment style (developed) or have the potential for higher returns and risk due to rising economic output (emerging).
The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.
Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.
Real estate investment trusts (REITs) as an asset class have had historically low correlation with stocks and fixed income. They provide the potential for long-term capital appreciation and act as an inflation hedge. Additionally, REITs regularly distribute net rental income.
US stocks are backed by the largest economy in the world and are the most closely followed region, making them ideal as passive investments. They are diversified across sectors and provide a combination of large and mid capitalization, a perfect blend of growth and value.
International stocks are from a combination of developed and emerging markets of the world other than the US. These are diversified investments across sectors and geographies and generally are large cap with a value investment style (developed) or have the potential for higher returns and risk due to rising economic output (emerging).
The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.
Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.
Real estate investment trusts (REITs) as an asset class have had historically low correlation with stocks and fixed income. They provide the potential for long-term capital appreciation and act as an inflation hedge. Additionally, REITs regularly distribute net rental income.
Investment committee
James Walker
Ex. Managing Director and Global Head of Investments for J.P. Morgan Private Bank
How it works
It's as simple as opening an account, selecting your risk tolerance and investing your funds - we'll handle the rest. No paperwork, No meetings, No Stress.
- Very Conservative: Safeguards money, slowly grows wealth, low-risk Sukuk focus.
- Moderately Conservative: Limited risk, gradual growth, Sukuk and some global stocks.
- Moderate: Balanced wealth growth, diversified across Sukuk and global stocks.
- Moderately Aggressive: Grows investments, diverse global stocks and Sukuk.
- Aggressive: Wealth growth focus, global stocks, Sukuk, long-term gains.
- Very Aggressive: High growth, global stocks focus, Sukuk diversification, long-term.
With clear savings goals, you are building towards a financial future that balances fulfilling your responsibilities with the experiences that make life worth living.
Higher savings rates drive faster gains through compound growth, helping you expedite your financial goals that make life worth living.
Start your journey to wealth
