Performance without Compromise

Take the guesswork out of investing through our range of Shariah compliant portfolios. Stay in control and choose the portfolio that best suits your investment goals. Then sit back and relax, we'll do the heavy lifting and diversify your investments across multiple asset classes to grow your wealth.

Portfolio Performance Calculator

Our performance tool uses your risk tolerance, time horizon, and initial deposit to reveal how Wahed portfolios have historically performed—helping you make confident, informed decisions for your financial goals.
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Portfolio Performance Calculator

Our performance tool uses your risk tolerance, time horizon, and initial deposit to reveal how Wahed portfolios have historically performed—helping you make confident, informed decisions for your financial goals.
Disclaimers

Wahed Invest Limited - Performance Calculator Disclosures

The results generated by the Performance Calculator tool represent hypothetical performance. These results do not reflect the actual performance of any client account or portfolio managed by Wahed Invest Limited ("Wahed") and should not be relied upon as an indicator of future performance. Hypothetical performance is inherently limited and does not account for certain market conditions or risks that may impact actual results.

The tool evaluates historical performance for specific portfolios that are exclusively offered by Wahed. We believe our portfolios are the ideal choice for our clients because each one is composed of assets rigorously screened to meet rigorous standards of Shariah-compliance, while being precisely tailored to deliver optimal returns based on our clients’ selected risk profiles. These portfolios were selected to provide examples of potential outcomes based on the criteria, assumptions and limitations outlined in the ‘Tool Methodology’ section below. The tool does not include all possible investment options or portfolios, just those that Wahed has made available to its clients. Other investments not considered may have characteristics similar or superior to those being analyzed.

The performance results displayed by this tool are presented net of fees.

  • Fee : The fee details are available in the Client Agreement ⇒ Section 3: General Obligations ⇒ Fees. the same can be accessed at https://www.wahed.com/uae/legal

The tool calculates hypothetical results based on historical data and user-provided inputs (e.g., initial investment amount, risk level, and time horizon). Investing involves risks, including the loss of principal. Hypothetical performance does not reflect actual trading or the impact of market conditions and is subject to significant limitations.

There is no assurance that any investment strategy will achieve its objectives. Past performance is not indicative of future results. All investing involves risk, including possible loss of capital. Historical returns and projections are for informational purposes only and should not be relied upon as guarantees.

Past performance is no guarantee of future results. Historical returns, expected returns, and probability projections are provided for informational and illustrative purposes only and are not an indication of future performance. All investing involves risk, including the possible loss of all the money you invest. The past performance does not guarantee future performance. Past results of any trading system published by Wahed Invest Limited, through the website or otherwise, are not indicative of future returns by that system, and are not indicative of future returns which will be realized by you. Wahed Invest Limited assumes no responsibility for liability for your trading and investment results.

No Advisory Relationship: Use of this tool does not constitute an advisory relationship with Wahed. Individuals are encouraged to consult with a qualified investment professional regarding their specific financial situation and goals.

See Assumptions and Limitations

Tool Methodology - Assumptions & Limitations

The tool allows users to customize their risk profile by inputting a starting investment amount, time horizon, and self-assessed risk tolerance; however, this approach is limited because users' subjective assessments may not accurately capture their true risk capacity or align with their long-term financial goals, potentially leading to portfolio recommendations that may not be optimal for their actual financial situation.

The tool’s historical performance and projections assume:

  • For each month the user is invested, the investment is compounded by the prior month's ending amount for his selected strategy; however, this approach does not capture intra-month volatility or any mid-month transactions that could affect actual returns.
  • Every month the fee is deducted based on the starting amount for the month and this method does not take into account fluctuations within the month or any additional contributions or withdrawals that would alter the fee base.
    • The fee is based on the actual fee schedule which is defined in the Client Service Agreement. This assumes the fee schedule remains unchanged over time and may not account for future adjustments or variations in the fee calculation.
    • The fee changes if the investment grows from one bracket to the next (an investment will switch to a new bracket when the investment amount equals or exceeds $250,000)
  • The ending amount is equal to the starting amount plus the return, minus any fees. This simplified formula does not account for the potential compounding impact of fees or other real-world factors like taxes or irregular cash flows.
  • The ending amount becomes the starting amount for the next month and so on. This assumes no intra-month activity, which may not reflect actual investment behavior.
  • The tool does not account for investments made during the month. Consequently, additional contributions or withdrawals are ignored, potentially resulting in performance outcomes that differ from an investor’s true experience.
  • The selected risk profile is the same for the entire period; the tool does not account for allocation adjustments, neither automated nor ad hoc. This static approach may not reflect changes in market conditions or shifts in an investor's risk tolerance over time.

No performance information derived from the tool should be taken as a recommendation.

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This is what you'll invest in

Our halal investments are structured in accordance with the strictest Islamic principles

US stocks are backed by the largest economy in the world and are the most closely followed region, making them ideal as passive investments. They are diversified across sectors and provide a combination of large and mid capitalization, a perfect blend of growth and value.

International stocks are from a combination of developed and emerging markets of the world other than the US. These are diversified investments across sectors and geographies and generally are large cap with a value investment style (developed) or have the potential for higher returns and risk due to rising economic output (emerging).

The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.

Real estate investment trusts (REITs) as an asset class have had historically low correlation with stocks and fixed income. They provide the potential for long-term capital appreciation and act as an inflation hedge. Additionally, REITs regularly distribute net rental income.

US Equities

US stocks are backed by the largest economy in the world and are the most closely followed region, making them ideal as passive investments. They are diversified across sectors and provide a combination of large and mid capitalization, a perfect blend of growth and value.

International Equities

International stocks are from a combination of developed and emerging markets of the world other than the US. These are diversified investments across sectors and geographies and generally are large cap with a value investment style (developed) or have the potential for higher returns and risk due to rising economic output (emerging).

Sukuk

The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Gold

Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.

REITs

Real estate investment trusts (REITs) as an asset class have had historically low correlation with stocks and fixed income. They provide the potential for long-term capital appreciation and act as an inflation hedge. Additionally, REITs regularly distribute net rental income.

Investment committee

Your money is managed by Investment Experts, with decades of experience managing billions of dollars.

Samim Abedi

Head of Asset Management, Wahed

Omar Bassal

Shukr Investments, ex-MASIC

Ex. Managing Director and Global Head of Investments for J.P. Morgan Private Bank

How it works

It's as simple as opening an account, selecting your risk tolerance and investing your funds - we'll handle the rest. No paperwork, No meetings, No Stress.

Step 1
Select your risk tolerance
Step 2
Set your investment goal
Step 3
Fund your account
Step 4
We’ll take care of the rest!

Performance summary

As of June 30, 2024
Cumulative Returns (Before Taxes)
1 Year
3 Year
5 Year
10 Year
Cumulative Returns (Before Taxes)
Very aggresive
19%
34%
76%
177%
Very aggresive
1 Year
3 Year
5 Year
10 Year
19%
34%
76%
177%
Aggressive
17%
30%
64%
157%
Aggressive
1 Year
3 Year
5 Year
10 Year
17%
30%
64%
157%
Moderately aggressive
13%
24%
48%
132%
Moderately aggressive
1 Year
3 Year
5 Year
10 Year
13%
24%
48%
132%
Moderate
11%
20%
38%
116%
Moderate
1 Year
3 Year
5 Year
10 Year
11%
20%
38%
116%
Moderately conservative
9%
15%
28%
101%
Moderately conservative
1 Year
3 Year
5 Year
10 Year
9%
15%
28%
101%
Very conservative
3%
5%
7%
67%
Very conservative
1 Year
3 Year
5 Year
10 Year
3%
5%
7%
67%

As with any investment, a Wahed Invest Ltd investment puts your money at risk, as the value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice. Actual portfolio performance may be better or worse than our predictions. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with).

Start your journey to wealth

Our halal investments are structured in accordance with the strictest Islamic principles