Halal and Ethical Investing Made Simple.

With professional shariah-compliant portfolios, we make ethical investing accessible so you can save for life’s milestones without compromise.

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for illustrative purposes only

FSCA Regulated

Wahed Invest (Pty) Ltd is an authorized Financial Services Provider | FSP Number: 51684.

Certified by Islamic Scholars

With 3 layers of Shari’ah controls and oversight, we have full-time external and internal Shari’ah experts overseeing all investment and business activities.

Fair & Transparent

A nominee structure allows Wahed to facilitate trading and safekeeping of assets through authorised custodians while the client retains beneficial ownership.

Trusted by over 450,000+ in the fight against Riba

At Wahed, our mission is to provide our clients with Riba-free financial alternatives that allow them to reach financial freedom without compromising their values.

Our goal is to democratize Shar’iah compliant investment options that are accessible to the community regardless of financial background or investment experience. Join us as we create a more equitable and just financial system that benefits everyone.

Estimate Your Potential Returns

See how your money could grow the Halal way and instantly estimate potential investment returns. Whether you're saving for Hajj, a home, or a brighter future, the Wahed Returns Calculator will help you plan your journey.

Portfolio Performance Calculator*

Our performance tool uses your risk tolerance, time horizon, and initial deposit to reveal how Wahed portfolios have historically performed—helping you make confident, informed decisions for your financial goals.

Risk Tolerance

Allocations

65%AMIPX

Initial deposit amount

Since inception

Historical Period

Starting Balance

xxx

Total Returns

xxx

Ending Balance

xxx

Annualized Returns

xxx

Portfolio Performance Calculator

*The tool calculates hypothetical results based on historical data and user-provided inputs (e.g., initial investment amount, risk level, and time horizon). Investing involves risks, including the loss of principal. Hypothetical performance does not reflect actual trading or the impact of market conditions and is subject to significant limitations. Refer detailed disclaimer here.

Wahed Invest (Pty) Ltd – Performance Calculator Disclosures

The results generated by the Performance Calculator tool represent hypothetical performance only. These results do not reflect the actual performance of any client account or portfolio managed by Wahed Invest (Pty) Ltd (“Wahed”) and should not be relied upon as an indication of future performance. Hypothetical performance has inherent limitations and does not fully account for real market conditions, liquidity constraints, or other risks that may impact actual investment outcomes.

The tool evaluates historical performance for selected portfolios offered by Wahed. These portfolios consist of assets screened to meet Shariah-compliance standards and are constructed based on different risk profiles. The portfolios presented are intended as illustrative examples based on the assumptions and limitations outlined in the “Tool Methodology” section below. The tool does not include all available investment options, and other investments not considered may have characteristics similar or superior to those presented.

All performance results displayed are shown net of applicable fees.

Fees

Full details of fees are set out in the Wahed Invest (Pty) Ltd Client Agreement, available on our website: https://www.wahed.com/zaf/legal
Fees may change from time to time in accordance with the Client Agreement.

The tool calculates hypothetical outcomes based on historical data and user-provided inputs (including initial investment amount, investment horizon, and selected risk profile). Investing involves risk, including the possible loss of capital. Hypothetical performance does not reflect actual trading conditions and is subject to significant limitations.

There is no guarantee that any investment strategy will achieve its intended objectives. Past performance is not indicative of future results. All investments carry risk, including the risk of losing some or all of the capital invested. Historical returns, expected returns, and projections are provided for informational and illustrative purposes only and should not be relied upon as guarantees.

Wahed Invest (Pty) Ltd accepts no liability for any loss arising from reliance on the information provided by this tool or for any investment decisions made by users.

Regulatory Status
Wahed Invest (Pty) Ltd is an authorised Financial Services Provider (FSP) regulated by the Financial Sector Conduct Authority (FSCA) in South Africa | FSP number: 51684

No Advisory Relationship
Use of this tool does not constitute financial advice or create an advisory relationship with Wahed. Users are encouraged to consult a qualified financial adviser before making any investment decisions.

Tool Methodology - Assumptions & Limitations

The tool allows users to input their investment amount, time horizon, and selected risk profile. However, this approach has limitations, as user-selected inputs may not accurately reflect an individual’s true risk tolerance, financial circumstances, or long-term objectives.

The tool assumes the following:

Investments are compounded monthly based on the previous month’s ending value. This does not account for intra-month volatility or transactions.
Fees are deducted monthly based on the starting balance of each period. This does not account for intra-month fluctuations, additional contributions, or withdrawals.
The applicable fee structure is based on the current Client Agreement and assumes no future changes.
Portfolio allocations remain constant over the entire investment period and do not adjust for market conditions or changes in investor circumstances.
The ending balance for each period is calculated as the starting balance plus returns, less fees. This simplified approach does not account for taxes, slippage, or irregular cash flows.
The model assumes no additional deposits or withdrawals during the investment period.
Risk profiles remain static and are not adjusted over time.

No information generated by this tool should be interpreted as investment advice or a recommendation to invest in any particular portfolio.

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How it works

It's as simple as opening an account, selecting your risk tolerance and investing your funds - we'll handle the rest. No paperwork, No meetings, No Stress.