A Shariah Compliant Way to Save
Introducing the Everyday Shariah Account. A halal savings tool designed to help you reach your short-term goals, by offering potential returns on par with the nations best high yield savings accounts.
Best of all, your savings grow on a foundation that is completely riba-free.
Savings, simplified.
No complex requirements, no strings attached.
You don't need to be wealthy to build wealth. Start with just $100 and start putting your savings to work immediately.
The everyday shariah account looks to seek returns in line with the nation’s best high yield savings accounts*.
Unlike fractional reserve banks, your investments are never loaned out for interest. We offer a halal foundation for your savings, so you can build towards your goals without compromise.
*All images are for illustrative purposes only.
Know What's Behind Your Savings
Banks use your deposits to fuel loans and interest. The Everyday Shariah Account breaks that chain—your money goes into real investments, never riba—so it works for you, not the system.
Real Ownership, No Riba
Banks recycle your deposits into debt. Here, funds sit with a custodian and are invested in a Shariah ETF—so you own shares in real assets, not interest-based paper.
Simple Halal Returns
We minimize risk by strategically capturing temporary price gaps in Shariah-compliant stocks.
Shariah Compliant
Our independent Shariah board reviews every step to ensure full compliance. Your money works in a halal manner, outside the interest-based system, and aligned with your principles.
Your Money’s Journey to Halal Returns
Follow your investment through our transparent, Shariah-compliant process
Deposit
Your money isn’t turned into loans like in a bank. It’s held by a custodian and placed directly into Shariah-compliant assets you own.
Funds Invested
Funds are invested in a halal ETF of real companies. Wahed pairs these stocks with a combination of buying transactions and fixed sale contracts to lock in a pre-agreed sale price— removing you from the riba system.
Arbitrage strategy at work
Returns come from capturing price differences in the market through a disciplined stock-and-options approach. Real activity, never debt.
Withdraw when you need it
Designed for savings you may need soon. Withdrawals typically complete in 2–3 business days while your money works halal in the meantime.
*See wrap brochure for complete information on fees
Your Faith Comes First, Always
Every dollar is saved according to strict Islamic principles, overseen by leading Islamic finance scholars. Build wealth the way Allah intended—free from riba, gharar, and haram sectors.
Asset backed & Shariah Compliant
Your money is invested in real, Shariah-compliant assets via our arbitrage strategy. This generates returns from market price differences, ensuring your funds are never used for interest-based loans.
Built-in Zakat calculation & reminders
Fulfill your Zakat obligation with ease. Our built-in tool calculates what you owe and sends timely reminders, helping you support the community and stay on top of your payments.
Zero Riba tolerance
The account is vetted by our internal and external Shariah Review Board so you can focus on your goals without worrying about your values.
The Future of Halal Wealth, Redefined
Budget-First Planning
Set how much you can save monthly, and we'll show you exactly when you'll hit your financial goals.
Dream Big, Save Smart
Target your Hajj, home deposit, or education fund. We'll calculate the right monthly amount to get you there.
Watch Your Money Grow
See exactly how much you earned yesterday, this week, this month. Daily transparency for complete peace of mind.
Your Money, Your Timeline
Withdraw your investments and any earned returns when you’re ready. No penalties, no complications.
Keep it All, Free from Fees
Seriously, no hidden fees so you can keep all the returns and let your savings grow faster and greater.
Savings On Autopilot
Set weekly or monthly deposits that happen automatically so you focus on living.
Start earning competitive returns riba-free
Open your account in minutes.
Deposit $100.
Watch your money grow free from riba.
All you need to know about ESA
