A stress free retirement starts now

Count on us to guide you toward your retirement goals through IRAs that prioritize the growth of your investments, free from Riba.

Its never to early to start investing for tomorrow.

IRA Bonus Program.

Fund a new IRA account, transfer an existing one, or rollover you 401k and receive up to $1000. Full details below:

Deposit $5000+


Deposit $10,000+


Deposit $25,000+


Deposit $50,000+


Deposit $100,000+


Deposit $150,000+


The Retirement Reality Check

The EBRI (Employment Benefit Research Institute) reported a drop in retirement confidence among workers and retirees, unseen since 2018¹. Here are some of the reasons contributing to this uncertainty:


With a projected inflation rate of 3.1% for 2024² your retirement fund is shrinking  each year that it sits idle.

Retirement Costs

Basic living expenses such as food, healthcare, and housing are rising, putting an extra layer of stress on your investments.

Limited Retirement Investments

With inflation and the cost of living on the rise, not having enough tucked away can easily turn the retirement of your dreams into a nightmare.

Our IRAs are here to bridge the Gap

In a way that is fully compliant with your faith

Image is for illustration purposes only.

Why there is no time like the present

Compound growth makes it so that your retirement investments have the potential to grow exponentially. Every year you fail to do so may push back your ability to retire or reduces the quality of life you’ll be able to enjoy³.

Stop waiting and start investing.

A little today goes a long way tomorrow

Saving as little as a cup of coffee a day can potentially have a monumental impact on the kind of retirement you’ll be able to enjoy if you have the right investment strategy and partner³.

Start investing in your future today.

Image is for illustration purposes only.

Get to know your Retirement Investment Accounts

Each account offers a specific tax benefit. Select the one that best fits your needs!

Traditional IRA

Grow your investments tax free until you withdraw your funds during retirement.

Roth IRA

Pay taxes now on your investments, and in return, enjoy tax-free growth and withdrawals later.


Unlock the same tax benefits as a traditional IRA - specifically designed for small business owners and the self employed.

About Our Portfolios

Grow investments with diverse, low fee

Invest in globally diversified portfolios that are personalized to your stage of life.

Simplify retirement investments with

Consistently grow your retirement  fund without lifting a finger by setting up automatic transfers.

Strictly Shari’ah: Pioneering Riba-Free

Our Shari’ah Supervisory Board rigorously screens investments to ensure halal returns, fueling our mission to eradicate Riba and champion a Riba-free financial future.
*For illustration purposes only
Step 1
Select your risk tolerance based on your life stage
Step 2
Select your retirement goal
Step 3
Fund your account
Step 4
We’ll take care of the rest!

Frequently Asked Questions

What is an IRA?

An IRA (individual retirement account) is a special account that helps you save for retirement by allowing your money to grow either tax-free or tax-deferred.

The difference between a traditional and Roth IRA?

A Traditional IRA is a tax-advantaged personal savings plan where contributions may be tax deductible.

A Roth IRA is a tax-advantaged personal savings plan where contributions are not deductible but qualified withdrawals may be tax free.

*Consult your tax or financial adviser before implementing any changes to your plans, as your situation may vary

Visit the IRS website for more information.

What does it cost?

At Wahed, we prioritize transparency. Users with deposits up to $99,999K are charged a flat annual fee of 0.79% for access to our cutting-edge technology and Shariah-compliant portfolios. For those with deposits exceeding $100K, the fee is 0.49%.

Visit our wrap fee brochure for more information.

Can I rollover my 401K to an IRA with Wahed?

Certainly! You can rollover your 401k to an IRA with Wahed at any time. Message us at support@wahed.com if you have any questions or would like to begin the rollover process.

*Consult your tax or financial adviser before implementing any changes to your plans, as your situation may vary

Visit the IRS website for more information.

Am I eligible for an IRA?

There are no age limits in order to qualify for an IRA but there are some restrictions when it comes to income you may want to consider. Lets break them down:

Traditional IRA: Anyone with earned income can contribute to a Traditional IRA, regardless of their income level. It’s open to all.

Roth IRA: Contributions to a Roth IRA are based on your modified adjusted gross income (MAGI). If your MAGI falls below the IRS limits for your filing status, you’re good to go.

For the year 2024, if you’re single and want to contribute to a Roth IRA, your income must be below $153,000.

If you’re married and filing jointly, your combined income should be under $228,000.

So, in a nutshell:
Traditional: Open to all.
Roth: Income limits apply

Visit the IRS website for more information.