Important Information
Important Information
A stress free retirement starts now
Count on us to guide you toward your retirement goals through IRAs that prioritize the growth of your investments, free from Riba.
Its never to early to start investing for tomorrow.
IRA Bonus Program.
Fund a new IRA account, transfer an existing one, or rollover you 401k and receive up to $1000. Full details below:
Deposit $5000+
$25
Deposit $10,000+
$75
Deposit $25,000+
$200
Deposit $50,000+
$400
Deposit $100,000+
$500
Deposit $150,000+
$1000
The Retirement Reality Check
The EBRI (Employment Benefit Research Institute) reported a drop in retirement confidence among workers and retirees, unseen since 2018¹. Here are some of the reasons contributing to this uncertainty:
Inflation
Retirement Costs
Limited Retirement Investments
Our IRAs are here to bridge the Gap
In a way that is fully compliant with your faith
Why there is no time like the present
Compound growth makes it so that your retirement investments have the potential to grow exponentially. Every year you fail to do so may push back your ability to retire or reduces the quality of life you’ll be able to enjoy³.
Stop waiting and start investing.
A little today goes a long way tomorrow
Saving as little as a cup of coffee a day can potentially have a monumental impact on the kind of retirement you’ll be able to enjoy if you have the right investment strategy and partner³.
Start investing in your future today.
Get to know your Retirement Investment Accounts
Each account offers a specific tax benefit. Select the one that best fits your needs!
Traditional IRA
Roth IRA
SEP IRA
About Our Portfolios
Grow investments with diverse, low fee
options
Simplify retirement investments with
automation
Strictly Shari’ah: Pioneering Riba-Free
Finance
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Frequently Asked Questions
An IRA (individual retirement account) is a special account that helps you save for retirement by allowing your money to grow either tax-free or tax-deferred.
A Traditional IRA is a tax-advantaged personal savings plan where contributions may be tax deductible.
A Roth IRA is a tax-advantaged personal savings plan where contributions are not deductible but qualified withdrawals may be tax free.
*Consult your tax or financial adviser before implementing any changes to your plans, as your situation may vary
Visit the IRS website for more information.
At Wahed, we prioritize transparency. Users with deposits up to $99,999K are charged a flat annual fee of 0.79% for access to our cutting-edge technology and Shariah-compliant portfolios. For those with deposits exceeding $100K, the fee is 0.49%.
Visit our wrap fee brochure for more information.
Certainly! You can rollover your 401k to an IRA with Wahed at any time. Message us at support@wahed.com if you have any questions or would like to begin the rollover process.
*Consult your tax or financial adviser before implementing any changes to your plans, as your situation may vary
Visit the IRS website for more information.
There are no age limits in order to qualify for an IRA but there are some restrictions when it comes to income you may want to consider. Lets break them down:
Traditional IRA: Anyone with earned income can contribute to a Traditional IRA, regardless of their income level. It’s open to all.
Roth IRA: Contributions to a Roth IRA are based on your modified adjusted gross income (MAGI). If your MAGI falls below the IRS limits for your filing status, you’re good to go.
For the year 2024, if you’re single and want to contribute to a Roth IRA, your income must be below $153,000.
If you’re married and filing jointly, your combined income should be under $228,000.
So, in a nutshell:
Traditional: Open to all.
Roth: Income limits apply
Visit the IRS website for more information.