Real Estate Investment Calculator
How can you earn with real estate?
Rental Income
Passive income from rental payments, typically paid every quarter.
Capital Appreciation
The property value grows over time, providing the potential for capital gains upon sale
How Your Investment Could Grow Over Time
Disclaimer: The figures displayed in this calculator are for illustration purposes only. They are based on the inputs you select and do not represent guaranteed returns. Actual performance may vary depending on property location, market conditions, and other factors. The returns shown does not account for fees. This calculator is designed to help you explore possible scenarios and should not be taken as financial advice. Historical performance is not indicative of future results.
How the Calculator Works
Investment Amount
You can start investing from as little as $500. Use the calculator to input any amount you’re considering to invest and see what your returns could look like over time.
Expected Rental Yield (Net %)
This represents your annual rental return as a percentage after all property related costs. We aim to deliver > 5% net yield for the properties we target at Wahed Real Estate so we’re using a realistic 4% to 7% range.
Capital Appreciation (%)
This is the expected yearly change in your property’s market value. Actual performance can vary based on local market conditions and wider economic trends, and any increase in value is only realised after the final liquidation of the property.
Over the past five years, US property prices have grown at an average of around 8.2% annually (FHFA House Price Index®*).
For this calculator, we’ve used a 3% to 8% range to illustrate both conservative and optimistic growth scenarios.
Please note that historical performance is not indicative of future results.
Investment Period
Select 3, 5 or 7 years for your calculation. This calculator helps you project potential returns over different timeframes. Property investment typically performs better over longer periods, giving you more time to earn rental income and benefit from potential property value appreciation.
Our typical holding period is around 5 years but some properties come with a 3 year term. In some cases, the holding period can extend up to 7 years depending on market conditions and exit timing.
*CAGR calculated using FHFA Single-Family House Price NSA Index data from Aug 2020–Aug 2025
Total Projected Value
This is your estimated total investment value at the end of your chosen holding period. It includes both the cumulative rent earned and the increase in the property’s value from appreciation.
Total Return (%)
This figure shows your overall gain during the full period, combining both rental income and property appreciation. It gives you a complete view of how much your investment could have grown by the end of your selected timeframe.
Average Annual Return (%)
This represents your average yearly growth rate over the investment period. It helps you understand the annual performance of your investment.
Annual Rent ($/yr)
This shows the estimated amount of rental income you could earn each year based on your investment and expected yield.
Total Rental Income ($)
This is your total potential rent earned over the entire holding period - the cumulative rental income your investment could generate.
Property Value Appreciation ($)
This represents the total potential increase in the property’s value over the investment period. It shows how much of your overall return could come from capital growth.
How Your Investment Could Grow Over Time
The chart helps visualize how your investment might perform year by year. It breaks down your returns into three simple lines, so you can see where your growth is coming from.
Gold Line: Total Projected Value
Represents the potential total value of your investment based on your inputs. It combines your rental income and property value increase over the investment period.
Purple Line: Total Rental Income
Tracks how your rental income adds up over time. It represents the cumulative income you could earn throughout the holding period.
Green Line: Property Value Appreciation
Shows only the potential increase in the property’s value each year, based on your selected appreciation rate.
