Have you ever considered investing in properties but felt discouraged by huge down payments, complex legal work and stressful tenants?

Or perhaps it was the fear of getting trapped in riba-based debt that kept you away?

Imagine if these obstacles didn't exist, and you could effortlessly own properties in London or Manchester and beyond without paying thousands of pounds in down payments or dealing with the complicated responsibilities of being a landlord.

Sounds too good to be true, right? Well, it isn’t!

At Wahed, we make investing in real estate as easy as 123. We’re revolutionising the way you invest in properties, making it accessible for everyone. Here are the top 8 reasons why you should think about investing in real estate with us:

1. Strictly Shariah-compliant

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In traditional real estate investing, you often need to take out a mortgage to buy a property. Any sort of conventional loan or leverage involves paying interest (also known as riba), which is explicitly prohibited by Islamic law.

We adhere to a strict no-debt policy, making sure that all our properties are bought outright with cash, without any borrowing. This means that your investments with us are always Shariah-compliant.

Our dedication to maintaining Shariah compliance is upheld by a panel of the Shariah Review Bureau (SRB), a body of scholars who rigorously review and approve all our investment practices. As part of this commitment, we ensure that no property is listed in our app without prior approval by the SRB.

You can learn more about our commitment to Shariah here.

2. We manage everything for you

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We let you invest in properties without the hassles of being a landlord. Wahed handles everything from vetting and selecting tenants to managing day-to-day concerns and even the final sale of the property.

Here’s a short list of things you won’t ever have to deal with:

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With us, you get all the benefits of owning a property without any of the headaches. This lets you focus on other aspects of life while we take care of your investment 24/7.

3. Investing with us is extremely simple

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As a beginner, starting out in property investing is a time-consuming and complex process that requires a deep understanding of locations, legal procedures and financial strategies.

Wahed makes real estate investing very easy and straightforward. All you need to do is pick a property, review the investment materials, choose how much you want to invest, and then sit back and watch how your investment performs.

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4. You can start investing with just £500

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Buying conventional residential properties requires a substantial amount of capital. Let’s break down the estimated costs to buy a £350,000 property:

1. 20% down payment: £70,000
2. Conveyancer fees: £2,000
3. Mortgage booking fee: £100 to £200
4. Mortgage arrangement fees: £1,000 to £2,000
5. Property survey: £400 to £1,500
6. Valuation fee: £150 to £800
7. Removals: £150 to £2,000
8. 1% repairs and maintenance: £3,500
9. Homeowners Insurance: £200 - £400
10. Stamp duty: 0% to 10% of home value

Even with enough saved for down payment, there are always extra expenses involved that can make purchasing property a challenge, especially for young adults.

Wahed allows you to start investing with as little as £500. This low entry point makes real estate investing accessible to everyone. Whether you’re a seasoned investor or just starting out, you can start building your property portfolio with Wahed at any stage of your life.

5. Exclusive off-market properties handpicked for you

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We specialise in sourcing off-market properties that aren’t yet available to the general public, often at prices below market value. By entering at a lower price point, you could gain an immediate buffer against any market fluctuations. This means that even in the event of an economic downturn, your investment has the capacity to absorb some of the decline, potentially providing an extra layer of protection.

Not only that, since we acquire properties at below market value, the potential for profit increases as the value of property rises. By the time we decide to sell the property, there’s a greater chance for you to see a return on your investment.

Our team uses its extensive network and decades of collective industry knowledge to identify and secure these deals, giving you access to high-growth properties that might otherwise be out of reach. This strategy not only increases the potential for returns, but also provides a cushion in volatile periods.

6. Earn passive income without any of the hard work

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One of the most attractive aspects of real estate investing is the potential to earn consistent passive income through rental yields.

With traditional property ownership, this income isn't truly passive – you'd need to actively manage the property and tenants. But with us, you just sit back and watch the money come in. We do all the hard work, while you receive regular quarterly rental income in the form of dividends, without lifting a finger. 

While the returns are not guaranteed and there can be periods of non-payments, our goal is to keep the property tenanted in order to facilitate regular disbursements.

7. Invest in as many properties as you like

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Ever come across the advice to not keep all your valuables in one place? In the world of investing, we call this “diversification” – that essentially means spreading your investments across different assets to minimise risk.

With traditional real estate, diversifying often means buying multiple properties, which is out of reach for most people. You might end up investing all your savings into one property, and if something goes wrong, you’re in hot waters.

Meanwhile, Wahed gives you the freedom to invest in as many properties as you like. You could have a share in an apartment in London, a house in Manchester or in the future, potentially a luxury apartment in Edinburgh, all accessible with a relatively small investment.

This approach not only softens the impact of local market fluctuations but also improves your chances of generating better returns.

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8. Invest from the comfort of your phone

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Gone are the days when investing in properties meant in-person viewings and stacks of paperwork. Wahed’s user-friendly app offers a convenient way to invest and manage your real estate investments directly from your phone.

You can keep track of your portfolio, monitor how much income you’re getting and invest in new properties – all with just a few taps.

The app simplifies the investment process, making it more accessible and convenient, allowing you to stay on top of your investments no matter where you are.

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Conclusion

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Investing in real estate with Wahed means no more paperwork, no more stress, no more difficult tenants and no more Riba. We handle all the details so you can focus on building your wealth.

Whether you're new to investing or are looking to expand your portfolio, Wahed offers a simple solution to get you started!