Performance without Compromise
Take the guesswork out of investing through our range of Shariah compliant portfolios. Stay in control and choose the portfolio that best suits your investment goals. Then sit back and relax, we'll do the heavy lifting and diversify your investments across multiple asset classes to grow your wealth.

Invest for the things that matter
Everyone has different goals when it comes to their life, their money and their investment plans. Create dedicated pots to make those plans a reality.
Hajj is really a once in a lifetime opportunity.
This investment calculator is for informational purposes only and should not be considered as financial advice. The results generated by this calculator consider the time horizon you input to provide an annual return on investment based on the 10-year annualised performance of our Very Conservative, Moderate and Very Aggressive Portfolios for the period April 2014 - April 2024. Actual portfolio performance may be better or worse than our predictions. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with). This calculator assumes and attributes the very conservative portfolio for a time horizon of 0-3 years, the moderate portfolio for a time horizon of 3-9 years, and the very aggressive portfolio for a time horizon of 9+ years.
Looks like investing your savings alone will help you to reach your goals
Estimate Your Potential Returns
See how your money could grow the Halal way and instantly estimate potential investment returns. Whether you're saving for Hajj, a home, or a brighter future, the Wahed Returns Calculator will help you plan your journey.
£55,500
£116,890
This investment calculator is for informational purposes only and should not be considered as financial advice. The results generated by this calculator consider the time horizon you input to provide an annual return on investment based on the 5-year annualised performance of the Portfolio you have chosen for the period 03/2020-02/2025. Actual portfolio performance may be better or worse than what is illustrated. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with).
Self Invested Personal Pension
Self Invested Personal Pension investors should ensure that they are happy to make their own investment decisions and understand that all investments can rise and fall in value. Your capital is at risk and you may get back less than you pay or transfer in. You’ll need to be at least 55 (rising to 57 from 2028) before you can access the money in your pension. Before transferring a pension you should always check the costs involved first and whether you’d lose any valuable benefits. Pension and tax rules can change and any tax relief and benefits will depend on your personal circumstances. If you’re not sure what’s best for your situation, or if a transfer is the right option for you, you should seek professional financial advice.
Self Invested Personal Pension Assumptions
There have been many assumptions made to help illustrate a total pension value and the values cannot be relied upon.
The calculator makes a projection into the future and assumes the following:
- Your current pension and any future monthly contributions you make will be invested and grow each year by the 5 year annualised growth rate of the portfolio you have selected. Inflation has not been factored in
- Please note that the investment growth rate could be higher or lower and this could make a big difference to your eventual pot size.
- Future monthly contributions remain the same each year.
- All Wahed and Self Invested Personal Pension fees have been factored in
- Fund charges and market spread have been factored in.
This is what you'll invest in
Global stocks are mainly from the developed markets of the world. These are diversified investments across sectors and geographies and generally follow a large-cap value investment style.
Emerging market stocks provide a great potential for geographic diversification and growth. This asset class comes with higher risk than the developed market stocks, yet can also provide higher returns due to the rising economic output and market capitalization of emerging markets.
The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.
Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.
Investment committee

James Walker
Ex. Managing Director and Global Head of Investments for J.P. Morgan Private Bank
How it works
It's as simple as opening an account, selecting your risk tolerance and investing your funds - we'll handle the rest. No paperwork, No meetings, No Stress.





- Very Conservative: Safeguards money, slowly grows wealth, low-risk Sukuk focus.
- Moderately Conservative: Limited risk, gradual growth, Sukuk and some global stocks.
- Moderate: Balanced wealth growth, diversified across Sukuk and global stocks.
- Moderately Aggressive: Grows investments, diverse global stocks and Sukuk.
- Aggressive: Wealth growth focus, global stocks, Sukuk, long-term gains.
- Very Aggressive: High growth, global stocks focus, Sukuk diversification, long-term.

With clear savings goals, you are building towards a financial future that balances fulfilling your responsibilities with the experiences that make life worth living.

Higher savings rates drive faster gains through compound growth, helping you expedite your financial goals that make life worth living.
