Performance without Compromise

Take the guesswork out of investing through our range of Shariah compliant portfolios. Stay in control and choose the portfolio that best suits your investment goals. Then sit back and relax, we'll do the heavy lifting and diversify your investments across multiple asset classes to grow your wealth.

Invest for the things that matter

Everyone has different goals when it comes to their life, their money and their investment plans. Create dedicated pots to make those plans a reality.

Hajj is really a once in a lifetime opportunity.

How much do you think Hajj will cost?
£
When would you like to go on Hajj?
Year
How much do you have saved for Hajj right now?
£

This investment calculator is for informational purposes only and should not be considered as financial advice. The results generated by this calculator consider the time horizon you input to provide an annual return on investment based on the 10-year annualised performance of our Very Conservative, Moderate and Very Aggressive Portfolios for the period April 2014 - April 2024. Actual portfolio performance may be better or worse than our predictions. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with). This calculator assumes and attributes the very conservative portfolio for a time horizon of 0-3 years, the moderate portfolio for a time horizon of 3-9 years, and the very aggressive portfolio for a time horizon of 9+ years.

You may need to save
£
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/mo
You'll save £X by investing with Wahed
See how much when you invest with Wahed
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Start your journey with Wahed now.

Estimate Your Potential Returns

See how your money could grow the Halal way and instantly estimate potential investment returns. Whether you're saving for Hajj, a home, or a brighter future, the Wahed Returns Calculator will help you plan your journey.

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You can only contribute a maximum of £60,000 into your SIPP per tax year
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In 40 years

£55,500

Total SIPP Contribution

£116,890

Total SIPP Value
Disclaimers

This investment calculator is for informational purposes only and should not be considered as financial advice. The results generated by this calculator consider the time horizon you input to provide an annual return on investment based on the 5-year annualised performance of the Portfolio you have chosen for the period 03/2020-02/2025. Actual portfolio performance may be better or worse than what is illustrated. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with).

Self Invested Personal Pension

Self Invested Personal Pension investors should ensure that they are happy to make their own investment decisions and understand that all investments can rise and fall in value. Your capital is at risk and you may get back less than you pay or transfer in. You’ll need to be at least 55 (rising to 57 from 2028) before you can access the money in your pension. Before transferring a pension you should always check the costs involved first and whether you’d lose any valuable benefits. Pension and tax rules can change and any tax relief and benefits will depend on your personal circumstances. If you’re not sure what’s best for your situation, or if a transfer is the right option for you, you should seek professional financial advice.

Self Invested Personal Pension Assumptions

There have been many assumptions made to help illustrate a total pension value and the values cannot be relied upon.  

The calculator makes a projection into the future and assumes the following:  

  • Your current pension and any future monthly contributions you make will be invested and grow each year by the 5 year annualised growth rate of the portfolio you have selected. Inflation has not been factored in  
  • Please note that the investment growth rate could be higher or lower and this could make a big difference to your eventual pot size.
  • Future monthly contributions remain the same each year.   
  • All Wahed and Self Invested Personal Pension fees have been factored in 
  • Fund charges and market spread have been factored in. 

This is what you'll invest in

Our halal invesments are structured in accordance with the strictest Islamic principles

Global stocks are mainly from the developed markets of the world. These are diversified investments across sectors and geographies and generally follow a large-cap value investment style.

Emerging market stocks provide a great potential for geographic diversification and growth. This asset class comes with higher risk than the developed market stocks, yet can also provide higher returns due to the rising economic output and market capitalization of emerging markets.

The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.

US Equities

US stocks are backed by the largest economy in the world and are the most closely followed region, making them ideal as passive investments. They are diversified across sectors and provide a combination of large and mid capitalization, a perfect blend of growth and value.

International Equities

International stocks are from a combination of developed and emerging markets of the world other than the US. These are diversified investments across sectors and geographies and generally are large cap with a value investment style (developed) or have the potential for higher returns and risk due to rising economic output (emerging).

Sukuk

The essence of Sukuk is to provide Ethical compliant instruments for investments which do not involve interest and excess uncertainty. It is a primacy of equity financing. The Sukuk holder has an ownership on the underlying asset which is entitled for revenues generated from the Sukuk asset unlike the bondholder who is eligible to receive interest payments by the bond issuer. The Sukuk limits the value of debt to that of the underlying. It must be asset backed or asset based and interest free.

Gold

Commodities as an asset class have had historically low correlation with stocks and bonds. We have included gold to represent this asset class. Gold provides the potential for long-term capital appreciation and acts as an inflation hedge. The Royal Mint Physical Gold ETC aims to exclusively use responsibly-sourced bars that meet the requirements of the LBMA responsible sourcing program.

Investment committee

Your money is managed by Investment Experts, with decades of experience managing billions of dollars.

Samim Abedi

Head of Asset Management, Wahed

Omar Bassal

Shukr Investments, ex-MASIC

Ex. Managing Director and Global Head of Investments for J.P. Morgan Private Bank

How it works

It's as simple as opening an account, selecting your risk tolerance and investing your funds - we'll handle the rest. No paperwork, No meetings, No Stress.

Step 1
Select your risk tolerance
Step 2
Set your investment goal
Step 3
Fund your account
Step 4
We’ll take care of the rest!

Performance summary

As of June 30, 2024
Cumulative Returns (Before Taxes)
1 Year
3 Year
5 Year
10 Year
Cumulative Returns (Before Taxes)
Very aggresive
19%
34%
76%
177%
Very aggresive
1 Year
3 Year
5 Year
10 Year
19%
34%
76%
177%
Aggressive
17%
30%
64%
157%
Aggressive
1 Year
3 Year
5 Year
10 Year
17%
30%
64%
157%
Moderately aggressive
13%
24%
48%
132%
Moderately aggressive
1 Year
3 Year
5 Year
10 Year
13%
24%
48%
132%
Moderate
11%
20%
38%
116%
Moderate
1 Year
3 Year
5 Year
10 Year
11%
20%
38%
116%
Moderately conservative
9%
15%
28%
101%
Moderately conservative
1 Year
3 Year
5 Year
10 Year
9%
15%
28%
101%
Very conservative
3%
5%
7%
67%
Very conservative
1 Year
3 Year
5 Year
10 Year
3%
5%
7%
67%

As with any investment, a Wahed Invest Ltd investment puts your money at risk, as the value of your investment can go down as well as up. If you are unsure about whether investing is right for you, please seek expert financial advice. Actual portfolio performance may be better or worse than our predictions. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with).