Important Information
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Important Information
Discover Your Potential Halal Returns
Use our free calculator to estimate your returns based on your initial investment, regular contributions, and timeframe.
No login, no signup required — completely free to try
Estimate Your Potential Returns
See how your money could grow the Halal way and instantly estimate potential investment returns. Whether you're saving for Hajj, a home, or a brighter future, the Wahed Returns Calculator will help you plan your journey.
Choose from our range of accounts like ISA, SIPP, or GIA
Select a portfolio from Physical Gold to Very Aggressive
Set your investment amount, regular contributions & timeframe
£55,500
£116,890
This investment calculator is for informational purposes only and should not be considered as financial advice. The results generated by this calculator consider the time horizon you input to provide an annual return on investment based on the 5-year annualised performance of the Portfolio you have chosen for the period 03/2020-02/2025. Actual portfolio performance may be better or worse than what is illustrated. In short, this means no outcome is guaranteed and we can't guarantee you won't lose money (including the money you start with).
Self Invested Personal Pension
Self Invested Personal Pension investors should ensure that they are happy to make their own investment decisions and understand that all investments can rise and fall in value. Your capital is at risk and you may get back less than you pay or transfer in. You’ll need to be at least 55 (rising to 57 from 2028) before you can access the money in your pension. Before transferring a pension you should always check the costs involved first and whether you’d lose any valuable benefits. Pension and tax rules can change and any tax relief and benefits will depend on your personal circumstances. If you’re not sure what’s best for your situation, or if a transfer is the right option for you, you should seek professional financial advice.
Self Invested Personal Pension Assumptions
There have been many assumptions made to help illustrate a total pension value and the values cannot be relied upon.
The calculator makes a projection into the future and assumes the following:
- Your current pension and any future monthly contributions you make will be invested and grow each year by the 5 year annualised growth rate of the portfolio you have selected. Inflation has not been factored in
- Please note that the investment growth rate could be higher or lower and this could make a big difference to your eventual pot size.
- Future monthly contributions remain the same each year.
- All Wahed and Self Invested Personal Pension fees have been factored in
- Fund charges and market spread have been factored in.
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Invest with confidence knowing that our portfolios are Shariah-compliant, FCA-regulated, and certified by Islamic scholars — so every step you take is both ethically sound and secure.
Invest Without Compromise
Whether you're saving for a home, funding your Hajj, or planning for the future, Wahed helps you build a secure and fulfilling life with investment portfolios tailored to your values.
Designed for Life’s Milestones
With expertly managed, ethical portfolios, we make investing simple, accessible, and aligned with your goals — so you never have to compromise between performance and your principles.